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The buy box that closes more deals.
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2.5x
Industry-average conversion rate
More funded loans from the same pipeline. No additional headcount required.
600
FICO minimum
More of your borrowers qualify from day one.
90%
Max CLTV
Tap more equity. Close more files.
Every file
Human on every loan
Named processor and underwriter from submission to close. Automated where it makes sense - human where it counts.
Everything you need to know before you start.
How fast do loans using the NFTYDoor platform actually close?
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Six days on average, with same-day funding possible for qualifying loans. The borrower application takes about a minute, credit decisioning is instant, and our automated workflows move files through underwriting and closing without the back-and-forth that slows down traditional HELOC processes.
Do I need to build my own ops stack to offer digital HELOCS?
No. Underwriting, compliance, documentation, remote online closing, and funding all run through NFTYDoor's platform. There's no ops team to staff, no vendor relationships to manage, and no process to build from scratch. You maintain the relationship with the borrower — we handle everything else.
What does implementation look like?
Wholesale partners can sign up and submit loan applications to our lending partners the same day. Correspondent partner setup typically takes between two and four weeks to configure a fully white labeled experience, including a warehouse line if needed.
Is warehouse funding available?
Yes, for NFTYDoor correspondent partners. Warehouse funding is arranged on your behalf — you don't need to source it or manage it. This removes one of the biggest operational and capital burdens of running a HELOC program. You get the economics without the cash management.
How does NFTYDoor's compensation compare to other HELOC platforms?
Wholesale partners earn more with NFTYDoor — period. Comp is paid on funding day, not weeks later. Our correspondent partners have the opportunity for even better economics, including volume incentives. Reach out to us at hello@nftydoor.com to learn more.
How does your credit box compare to other platforms?
Lenders using the NFTYDoor software platform are able to accept borrowers down to a 600 FICO, up to 90% CLTV on all occupancy types, and lines up to $750,000. Our lending partners also allow non-occupant co-borrowers, multi-unit properties with 600+ FICO, and can cure title conditions — liens or judgements — that other platforms decline.
Do you have a direct-to-consumer channel that competes with my business?
No. NFTYDoor is 100% B2B. We have no competing direct to consumer products. Every loan we originate flows through a partner.
What products are coming beyond the HELOC?
Bridge loans, DSCR, and Non-QM purchase and refi are launching on our platform in 2026. All new products will be available exclusively to partners on a direct NFTYDoor agreement — so getting set up now means immediate access to additional equity lending products on our platform as each goes live.
The experience speaks for itself. Here’s what our clients say.
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Built by MLOs for MLOs.
The NFTYDoor platform is engineered to handle the “real-life” borrower scenarios that traditional automation rejects.
Expanded Credit: Support for credit scores down to 600+.
Diverse Asset Classes: Solutions for Primary Residences, Second Homes, and Investment Properties (including Warrantable and Non-Warrantable Condos).
Title Curative Advantage: A dedicated in-house team to resolve complex title issues, accelerating the path to closing.
Automated Valuations: Property valuation optionality to eliminate the friction and cost of traditional appraisals.
Revolving Structure: A 5-year variable, interest-only draw period that converts to a 25-year fully amortized repayment phase.
Operational Ease: No hazard insurance required on 2nd liens.
Zero Handoff Architecture: The borrower never leaves the flow. Income verification, document collection, and decisioning happen automatically — your MLOs manage the relationship, not the paperwork.
Your borrowers have equity.
Let’s put it to work.
The NFTYDoor platform provides an end-to-end HELOC origination solution.
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